by John Williams | Feb 12, 2026 | Estate Planning, Trusts
Using loan trusts for estate planning is about more than reducing inheritance tax. It involves control, flexibility, family dynamics, and long-term decision-making. Loan trusts are especially used in estate planning because they address broader concerns, not just tax...
by John Williams | Feb 11, 2026 | Inheritance Tax, Trusts
Loan trusts are a long-established estate planning tool used to manage inheritance tax exposure while retaining access to capital. They are often misunderstood because they do not work like gifts or discounted gift trusts. Instead, they separate capital from future...
by John Williams | Feb 9, 2026 | Estate Planning, Inheritance Tax, Trusts
Discounted Gift Trust providers supply the legal and investment framework that allow them to operate. They do not provide personal advice or assess suitability. Instead, they offer the trust deeds, investment bonds, and administration systems used by regulated...
by John Williams | Feb 6, 2026 | Inheritance Tax, Trusts
Discounted Gift Trusts can feel complex when explained in abstract terms. Many people understand the theory but struggle to visualise how a trust works in practice over time. This guide illustrates examples of how Discounted Gift Trusts work step by step, using clear,...
by John Williams | Jan 10, 2026 | Avoid Inheritance Tax, Trusts
Trusts are a powerful tool in inheritance tax planning, offering a way to pass on wealth while potentially keeping it outside of your taxable estate. When used correctly, they can help reduce or defer inheritance tax, provide control over how assets are distributed,...
by John Williams | Jul 25, 2025 | Inheritance Tax, Trusts
A Discounted Gift Trust (DGT) is a specialist estate planning arrangement most often used as part of a longer-term inheritance tax planning strategy. Nevertheless, its appeal goes beyond simply avoiding taxation. People typically look for Discounted Gift Trusts when...
