by John Williams | May 8, 2026 | Pensions, SIPP
Understanding what happens to a SIPP when you die is an important part of estate planning and tax-efficient wealth transfer. After all, what happens to your SIPP when you die could impact your beneficiaries unintentionally. A Self-Invested Personal Pension (SIPP) can...
by John Williams | May 8, 2026 | Pensions, SIPP
SIPPs and ISAs are two of the most commonly used structures for long-term saving and investment in the UK. And as a result, many people compare SIPPs vs ISAs when making investment decisions. While they are often compared, they are designed for different purposes. A...
by John Williams | May 6, 2026 | Pensions, SIPP
Using a SIPP to buy commercial property is one of the more advanced ways to invest within a pension. If you’re interested in investing in commercial property with a SIPP, read this guide to learn more. In summary, using a SIPP to invest in commercial property...
by John Williams | May 5, 2026 | Pensions, SIPP
A Self-Invested Personal Pension (SIPP) operates within a structured set of HMRC tax rules that govern how contributions are made, how relief is applied, what investments are permitted and how funds can be accessed. While SIPPs offer flexibility and control, they are...
by John Williams | May 1, 2026 | Pensions, SIPP
SIPPs and SSAS pensions are both commonly used by business owners and company directors who want greater control over their retirement planning. In today’s article, we compare SIPPs vs SSAS for business owners and company directors. While they share similarities,...
by John Williams | May 1, 2026 | Avoid Inheritance Tax
Is it a good idea to put your house in your son’s name to avoid inheritance tax? In short, yes, it could be, but there are many factors to consider. In the UK, many parents consider giving their house to their son to avoid inheritance tax. It’s one of the...
by John Williams | Apr 30, 2026 | Business Owners, Tax Efficient Investments
If you’re a high-earning business owner looking for tax-efficient ways to grow your wealth, Venture Capital Trusts (VCTs) may already be on your radar. But are VCTs a good investment for business owners, or do the risks outweigh the rewards? This article explores how...
by John Williams | Apr 28, 2026 | Pensions
Business owners can use pensions to reduce corporation tax and as part of a broader strategy to manage how profits are extracted from a company. When structured correctly, contributions made by a limited company into a pension may reduce the level of profit subject to...
by John Williams | Apr 27, 2026 | Pensions
Whilst we would like to advise you on the best pension plan for the self-employed, there is no single solution. It comes down to each individual’s financial position and retirement objectives. In summary, the main types of pensions for self-employed individuals...
by John Williams | Apr 27, 2026 | Business Owners, Pensions
This article answers the most common questions around pensions for business owners, including how they work, how contributions are made, and how they fit into wider financial planning. It covers key areas such as using a limited company to fund a pension, potential...
