by John Williams | Feb 15, 2025 | High Net Worth, Wealth
Tax planning for high net worth individuals is a complex, important topic for affluent clients. This is even more the case following the announcements made in the UK’s Budget in October 2024. As a result, we have distilled some of the key components of tax planning... 
by John Williams | Feb 1, 2025 | High Net Worth
What do high net worth investors want? Feels like a trick question. You would assume the answer to what high net worth individuals want when investing, is pretty straightforward. Wealth accumulation and preservation. Sound reasonable? No other motivations for... 
by John Williams | Jan 24, 2025 | Tax Efficient Investments
This guide to tax efficient investing provides key insights helping higher earners like you to understand more about this important topic. Each part offers insights into the key terms most important in helping you on your way to investing tax efficiently. As a result,... 
by John Williams | Dec 28, 2024 | Tax Efficient Investments
If you’re a high earner, you’ll be keen to know how to use ISAs to save and reduce tax. If you’re not already aware, Individual Savings Accounts (ISAs) are one of the most effective tools for building a tax-efficient investment portfolio in the UK. They allow... 
by John Williams | Dec 27, 2024 | Tax Efficient Investments
Pensions are widely recognised as one of the most tax-efficient investments for high earners in the UK. With significant reliefs and tax-free growth, pensions are an important tool for higher rate taxpayers to build wealth and secure a comfortable retirement. If... 
by John Williams | Dec 27, 2024 | High Net Worth
Venture Capital Trusts (VCTs) are one of the UK’s most tax efficient investment vehicles. Rightly considered higher risk, today we’ll explore whether VCTs are a good investment for high net worth individuals seeking to reduce taxes and invest... 
by John Williams | Dec 20, 2024 | High Net Worth
Offshore bonds offer those with considerable investible assets an efficient way to grow their wealth outside their resident tax jurisdiction. These tax wrappers, also known as offshore investment bonds, combine the benefits of tax deferral with other lucrative... 
by John Williams | Dec 15, 2024 | Tax Efficient Investments
Building a tax efficient investment portfolio is a considered process. It requires balancing wealth accumulation whilst reducing your exposure to unnecessary taxes. Whether you’re a higher-rate taxpayer or someone keen on gaining an edge and maximising returns,... 
by John Williams | Dec 10, 2024 | Pensions, Pensions & Retirement
In this short guide, we answer a question individuals often ask; ‘should I invest in a pension?’ Historically, pensions have been a staple of retirement planning as they help provide income in later life. This is still true today. Pensions can be a crucial... 
by John Williams | Dec 5, 2024 | Pensions
In this article, we take a look at a popular question, often asked by people interested in investing for retirement: ‘Is a SIPP better than a personal pension?’ Whilst this is always a matter of personal choice aligned with your investment goals, this...