by John Williams | Jan 15, 2026 | Inheritance
If you’re in your 50s, and haven’t already, it’s a good time to start the inheritance tax planning process m. You can gift gradually, benefit from the seven-year rule, and explore trusts that reduce inheritance tax while retaining some access to your money. What you... 
by John Williams | Aug 28, 2025 | Inheritance
Is your Life Insurance policy subject to inheritance tax? Inheritance tax can significantly reduce the value of the assets you leave to your loved ones. However, using Life Insurance to cover your inheritance tax bill provides a potential means to avoid this levy.... 
by John Williams | Aug 20, 2025 | Inheritance
Inheritance tax is a tax charged on the estate someone leaves behind when they die. It can apply to property, money, investments, and possessions. Understanding how it works helps families plan ahead and reduce its impact. What you will learn What inheritance tax is... 
by John Williams | Aug 15, 2025 | Estate Planning
Estate planning is the process of arranging your finances, property, and assets so they are passed on according to your wishes when you die. A well-thought-out and diligent approach to the estate planning process protects your family, avoids potential family disputes,... 
by John Williams | Jul 25, 2025 | Inheritance, Trusts
What is a Discounted Gift Trust & how do they work? Discounted Gift Trusts (DGTs) allow you to move a lump sum out of your estate while still receiving regular withdrawals. It’s a common tool for inheritance tax planning, especially for those with access to... 
by John Williams | Jul 25, 2025 | Inheritance, Trusts
Both Discounted Gift Trusts and Loan Trusts are used to reduce inheritance tax. But, each trust has its own tax reduction mechanisms, rules and considerations. In this short article, we discuss the differences and offer an overview of Discounted Gift Trusts and Loan... 
by John Williams | Jul 24, 2025 | Inheritance, Trusts
Trusts can play a big part in the inheritance tax planning process. In this article, the types of trusts covered include; Discounted Gift Trusts, Loan Trusts, and Flexible Reversionary Trusts. Each could help reduce your estate’s value while allowing varying... 
by John Williams | Jul 22, 2025 | Inheritance
In most cases, Discounted Gift Trusts must now be registered with HMRC. This rule came in as part of anti-money laundering legislation and applies to most UK trusts, even if there’s no income or tax due. Does every type need to be registered? Not all DGTs are... 
by John Williams | Jul 20, 2025 | Inheritance
Discounted Gift Trusts, often referred to as DGTs, are a way to reduce your potential inheritance tax bill while keeping access to a regular income. In today’s article you’ll learn about how this type of trust works for those seeking to reduce the level of taxes... 
by John Williams | Jul 19, 2025 | Inheritance, Trusts
A Flexible Reversionary Trust lets you gift money into a trust while keeping the option to receive scheduled withdrawals. It’s a popular estate planning tool for those who want to reduce inheritance tax without cutting themselves off from the money completely. What...