Equity Release Advice
Talk to an Equity Release specialist about unlocking cash from your home.
Independent Equity Release adviser in Hampshire.
Looking to release equity from your property?
We help individuals and couples looking for specialist Equity Release advice. If that’s you, our independent Equity Release adviser will guide you through the steps.
If you meet the qualifying criteria, an adviser could help you unlock cash from your home without having to sell it and move to another property.
Our independent Equity Release advice service will help clarify the things you need to think about. This includes how this might affect your family’s inheritance, tax position, and any benefits you receive.
If you are at the stage where you are looking for some impartial advice, contact us today for a free consultation.
Independent Equity Release Advice
Our independence means we offer impartial advice. Consequently, we are not tied to a small group of lenders or products.
This allows us to deliver bespoke, ethical advice, with you the customer in mind, not us.
With Equity Release, the funds you release from your property can be used for a multitude of things, without restriction.
This could be funding a deposit for a loved one’s first home, travel, other investments, or even some much-desired home improvements.
What is Equity Release and how does it work?
Here are some questions we are commonly asked by individuals looking to learn more about Equity Release.
What is Equity Release?
Equity Release is a method of unlocking part of the value of your property into cash. There are no constraints on how the money can be used – you are free to spend it as you wish.
For those aged 55 or over, you could be eligible to release equity using a lifetime mortgage, which is a loan taken out against your home. Your home remains yours. There is no transfer of ownership, and you can stay in it as long as you like.
What can I use the money for?
One of the greatest advantages of Equity Release is the money can be used as you wish.
This could include:
- Holidays & travel
- A financial gift to your children
- That motorbike you’ve always wanted
- Home improvements
Also, If you have children, it’s a fantastic way of helping them get on the property ladder.
How do I release equity from my home?
Firstly, releasing equity from your property is a big decision. That’s why you should always speak to a Equity Release specialist before making any decisions. For complete clarity, Equity Release reduces the value of your estate and the inheritance you pass on. It can also affect your tax position.
Always seek independent advice first.
A reputable Equity Release adviser will take the time to understand your financial situation, and will give you the right advice, tailored to your situation.
How can we help?
As Equity Release specialists, we will be able to guide you through the process by offering tailored, independent financial advice.
An Equity Release specialist will:
- Work with you know if you are eligible and whether Equity Release is the right financial choice for you
- Recommend the right product for you, based on your own specific requirements and needs
- Provide a detailed projection of the total lifetime costs associated, and any other financial considerations
- Answer all of your questions creating peace of mind, and the knowledge you are working with a trusted IFA
- Consider your other investments and provide balanced advice on your best options
Independent Equity Release Advisers
Knowing where to go to for independent advice on Equity Release can be a minefield.
Our independent Equity Release Adviser, and practice principal, Ian Batterbee will guide you through the process, step by step, at a pace suited to your needs.
Why work with an independent financial adviser?
Releasing equity from your property can be a big decision. An experienced independent adviser for Equity Release will:
- Offer whole-of-market advice as they are not tied to any lender or product
- Make product recommendations, and will arm you with all of the facts
- Consider your other investments and guide you on any financial considerations
- Act as fully independent, impartial guide, offering you the right Equity Release advice for your needs
Helping you release equity from your home
If you are considering releasing equity from your property, always seek independent financial advice.
With over 25 years experience, our practice principal and IFA, Ian Batterbee is on hand you through the Equity release process.
As one of VouchedFor’s Top-Rated Financial Advisers for 2022, with Ian you will receive impartial, independent, credible advice and guidance on your Equity Release options
Ian Batterbee – Equity Release Specialist
Ian is an respected, trusted IFA with over 25 years’ financial services experience.
One of Ian’s skills, is his ability to communicate complex financial matters to his clients.
Further to that, Ian’s calm , coupled with his experience, helps his clients, resist the urge to make emotional & potentially damaging financial decisions.
Looking to release equity from your home?
Releasing equity from your home is a significant decision for you and your family.
Take the time to get armed with the facts before making a decision.
If you are considering Equity Release, here are five things to think about:
- Take independent advice and speak to an IFA or approved broker
- Consider the alternatives such as downsizing to a smaller home
- Use an accredited provider to protect your property and finances
- Consider borrowing in stages as you could pay less interest over time
- Choose the right form of Equity Release for you and your family
If you would like to discuss your options, or need a question answering, our experienced Equity Release adviser is here to help.
For a free no-obligation discussion, send us an enquiry today.
Ian is extremely knowledgeable in all areas of financial planning, he and his team take a genuine personal interest in providing the very best advice, ensuring that I fully understood all options available to me and kept me fully informed at all times. I’m now confident that I can achieve my investment and retirement goals!