Mortgage Advice – Independent
& Whole-of-Market Advisers
Experienced independent mortgage advisers in Fareham & Lee-on-the-Solent.
Homeowner & Buy-to-Let Mortgages
Mortgage Advisers in Fareham & Lee-on-the-Solent
At Sterling & Law – Hampshire we offer tailored mortgage and equity release for a range of people.
Whether you are looking to purchase your first home, make a buy-to-let investment or find a better deal, our skilled independent mortgage advisers can help.
Independent mortgage advice
Whether you are buying a home or looking to purchase an investment property, buying a house can be a daunting experience.
With so many available lenders and mortgage products on the market, it can be difficult to find the right one for you and your circumstances.
A mortgage is one of the biggest financial commitments you will probably ever make so it’s worth spending the time to get it right. Our mortgage advisers will do all the work for you and are best placed to save you time, money and stress.
Whole-of-market mortgage advice
Our mortgage advisers are independent meaning we can search the whole market for the best product to meet your needs.
Through the support of a specialist, our mortgage advice service can save you time and money as we’ll research the market to find all available providers and will only recommend the best value product that is most suited to your needs.
Why work with a local mortgage adviser?
Typically, people who work with our local mortgage advisers are looking to:
- Save money on your monthly mortgage commitments
- Reduce the numbers of years it will take to become mortgage free
- Insure yourself against long term ill health and the prospect of losing their home
If you’re a first-time buyer, looking to re-mortgage or simply need us to review your current mortgage, our experts are on hand to help.
With over 30 years of experience in helping our clients find the right mortgage for them, we’re well placed to help.
Buy to Let mortgages
Whether you’re an experienced landlord or a new investor, the team at Sterling & Law – Hampshire will take the time to understand your plans and find the right buy-to-let mortgage to fit your needs.
In addition to working with our mortgage advisers, our tax and financial planners can assist you in setting up these investments in the most tax-efficient manner.
Mortgages for self-employed people
The events of the past two years have affected the incomes of many. Numerous lenders are now taking a cautious approach.
That said, there are lenders now taking a more rounded view of an individuals self-employed income and are factoring in the impact of the pandemic into their lending decisions.
If you are self-employed and looking for a mortgage, talk to us today about you requirements.
Mortgages for new build homes
With the UK Government’s Help-to-Buy scheme, getting on the ladder by purchasing a new build property has become easier. If you are looking at purchasing a new build property, deposits are often key. The Help-to-Buy scheme addresses this. Talk to our experienced team today.
Looking to talk to a mortgage adviser?
If you are looking for independent, whole-of-market, mortgage advice you can talk to one of our experienced mortgage advisers today.
For a free no-obligation conversation with a mortgage adviser, call now on 01329 550190.
Ian is extremely knowledgeable in all areas of financial planning, he and his team take a genuine personal interest in providing the very best advice, ensuring that I fully understood all options available to me and kept me fully informed at all times. I’m now confident that I can achieve my investment and retirement goals!