by John Williams | Feb 11, 2026 | Inheritance Tax, Trusts
Loan trusts are a long-established estate planning tool used to manage inheritance tax exposure while retaining access to capital. They are often misunderstood because they do not work like gifts or discounted gift trusts. Instead, they separate capital from future...
by John Williams | Feb 9, 2026 | Estate Planning, Inheritance Tax, Trusts
Discounted Gift Trust providers supply the legal and investment framework that allow them to operate. They do not provide personal advice or assess suitability. Instead, they offer the trust deeds, investment bonds, and administration systems used by regulated...
by John Williams | Feb 6, 2026 | Inheritance Tax, Trusts
Discounted Gift Trusts can feel complex when explained in abstract terms. Many people understand the theory but struggle to visualise how a trust works in practice over time. This guide illustrates examples of how Discounted Gift Trusts work step by step, using clear,...
by John Williams | Jan 28, 2026 | Avoid Inheritance Tax, Inheritance Tax
If you’re in your 70s and concerned about inheritance tax, there is still plenty you can do to reduce its impact on your estate. At this stage of life, planning tends to focus on protecting assets, making timely gifts, and using available allowances as...
by John Williams | Jan 21, 2026 | Avoid Inheritance Tax, Inheritance Tax
Taper relief plays a narrow but important role in UK inheritance tax planning. It applies only when a lifetime gift becomes chargeable, and inheritance tax is due. Despite common belief, inheritance tax taper relief does not reduce the value of a gift over time....
by John Williams | Jan 15, 2026 | Inheritance Tax
Your 50s are a pivotal time to start thinking seriously about inheritance tax planning. With retirement on the horizon and assets typically at their peak, it’s an ideal stage to take control of your estate. Altogether, this helps to ensure more of your wealth passes...
