In this article we are sharing a range of our pensions and retirement guides. As part of our ongoing commitment to knowledge sharing, we have collated these informative guides for our readers.

The subjects covered in these guides are:

  • Pensions
  • Retirement planning

These pensions and retirement guides are for those who:

  • Are Interested to learn more about pensions
  • Have an idea of the retirement you want, but are not sure how to get there
  • Don’t know what their retirement options are and want to know more?

Pension & retirement guides

 The guides in this article are:

  • Options at Retirement
  • Pension Boost: A Guide to Pensions
  • Pension Consolidation
  • A Guide to The State Pension
  • SIPPs: A Guide to Self-Invested Pension Schemes

Read our guides to find out more.

Options At Retirement

The ever-changing nature of the retirement landscape mean some people are adapting their expectations for retirement.

With life expectancy increasing, the need to formulate a robust retirement plan is becoming ever more important.

Other stresses such as the potential costs of long term care, and inheritance tax liabilities pose food for thought for many. 

People need to save and invest towards their retirements.

This guide covers:

  • Different levels of risk and security and potentially different tax implications
  • Annuities – guaranteed income for life
  • Flexible retirement income – pension drawdown
  • Uncrystallised Funds Pension Lump Sum (UFPLS)

Download the guide: Options at Retirement

Pension Boost: A Guide to Retirement planning

This 30-page, comprehensive guide to pensions and retirement gives a fantastic insight into a range of topics.

If you want to improve your knowledge of pensions, and the journey towards retirement, download this guide today.

Covered in this comprehensive guide is:

  • The retirement planning journey
  • Protecting family wealth
  • How to future-proof your finances as a parent
  • Planning the perfect retirement
  • Pension lifetime allowance
  • Pension tax relief

Download the guide: Pension Boost: A Guide Retirement Planning

Pension Consolidation

Consolidating your pensions allows you to manage your retirement savings in one place.

It can be a complicated decision deciding whether you should combine your pensions. However, by making the most of your pensions now, it may have a considerable impact on your retirement plans.

Covered in this guide is:

  • The different types of pension – defined Contribution (DC) & defined Benefit (DB)
  • Retirement income
  • A checklist for consolidating pensions

Download the guide: Pension Consolidation

A Guide to The State Pension

The State Pension is a crucial source of retirement income for retired people across the UK.

Nevertheless, the system can be complex and it’s important that you know how it works.

Knowledge is power, after all. If you’re looking to maximise, and boost your income in retirement, a good place for you to going is with your State Pension.

Covered in this guide is:

  • What are the basic rules of the State Pension?
  • How much is the full Basic State Pension worth?
  • What is the New State Pension?
  • Do I have the option to defer the New State Pension?

Download the guide: A Guide to The State Pension

SIPPs: A Guide to Self-Invested Pension Schemes

Saving and investing for your retirement is one of the longest and greatest financial commitments you will ever make in your lifetime.

Imagine you are retiring today. Have you thought about how you are going to support yourself, and potentially your family too?

Are your current pension savings enough?

Depending on your situation, a Self-Invested Personal Pension (SIPP) could be an option to consider as part of your overall retirement planning.

Covered in this guide is:

  • How do I know if a SIPP is right for me?
  • Do the same tax and contribution rules apply to a SIPP as other pensions?
  • Is tax relief on a SIPP subject to the annual allowance?
  • What flexibility at retirement do i have to take money from my SIPP?

Download the guide: A Guide to Self-Invested Pension Schemes                 

Watch our pensions videos

Looking to learn more?

Here’s our very own George Rashbrook with a couple of recent videos:


  •  Changes to the National Minimum Pension Age explained in two minutes
  • Pension Planning for Couples in 90 Seconds

Related services – pensions and retirement

Sterling & Law – Hampshire are specialists in pensions advice and retirement planning.

If you would like help and support from an experienced independent financial adviser, visit our contact page, and send us an enquiry.

Alternatively, if you are at the start f your journey towards retirement, find out more about our specialist services today.

Pension Advice

Retirement Planning

Please note: all information in this blog and guides are / were correct at the time of publishing.